Umbrella Insurance Frequently Asked Questions (FAQ)

Umbrella Insurance FAQs

At VanClark Agency our clients have lots of questions about umbrella insurance policies. We want to make sure to provide all the information you need to buy the best coverage for your family. Here are just some of the many questions we get about umbrella insurance policies

An umbrella policy is an insurance policy with additional liability limits in which coverage begins after the underlying policy (typically auto and home policies) limits have been depleted. Think of an umbrella that covers your auto, home and other liability risks.


  • Auto Insurance
  • Business Insurance
  • Home Insurance
  • Renters Insurance
  • Special Event Insurance Coverage
  • Broadform Insurance
  • SR22 Insurance Filing
  • Course of Construction / Builders Risk
  • Condominium Insurance
  • Motorcycle Insurance
  • Recreational Vehicle (RV) Insurance
  • Boat and Watercraft Insurance
  • Landlord Insurance (Rental Dwelling)