Commercial Auto Insurance Frequently Asked Questions (FAQ)

The differences between a personal auto policy and a commercial auto has to do with the use of the vehicle and the vehicle type (ie gross weight of the vehicle).

Pizza delivery drivers will have to check with their employers to see if the employer carry a named non-owner policy for the business. A named non-owner policy will provide protection for the business, not the employee personally. If there is a named non-owner policy in force, there may be exclusions on the personal insurance policy for certain business types. It is best to check with your carrier for the best course of action to help provide protection in the event of a loss.

Business auto insurance is another term for commercial auto insurance. If you are driving a tractor trailer, a dump truck, a contractor, or just delivering food, give us a call at VanClark Insurance agency and we will find the right policy for you. 360-852-8217

Hired and non-owned auto insurance provide liability coverage for vehicles you hire or use. When an employee uses their vehicle for businesses purposes for the employer where the employer's name non-owner auto policy comes into place.

Commercial insurance for rideshare companies is provided through the rideshare companies such as Uber and Lyft. There may be exclusions on your personal auto policy Please contact VanClark Insurance so we can put you in the right direction. 360-852-8217