Umbrella Insurance
Your coverage starts here.
Bundle & Save
Combined with homeowners or renters insurance we can save you more money!
Umbrella insurance provides excess liability over and beyond the liability of the existing policies in force. Umbrella insurance is available for both personal and business policies.
At VanClark Insurance we will provide you a thorough policy quote, in a timely manner, with the goal to save you money!
Umbrella Insurance FAQs
What is umbrella insurance coverage?
How much is an umbrella insurance policy?
How much umbrella insurance do you need?
The amount of liability coverage needed can be discussed between and VanClark Insurance. The base coverage amount for an umbrella policy usually starts at one million dollars and can increase from there.
Why should I have an umbrella policy?
What is a PUP policy?
A PUP policy is a term that is used by some insurance carriers to reference Personal Umbrella Policy.
What is an excess umbrella policy?
An excess umbrella policy is the same as a general umbrella policy, it is a liability policy in excess of the limits of liability for the underlying policies (as your auto and home limits).
What is not covered by an umbrella policy?
What is not covered by an umbrella is physical damage of a vehicle or property damage in the underlying policies. Umbrella policies have coverage for liability and uninsured protection.
How much is a million dollar umbrella policy?
The cost of a one million dollar umbrella depends on many underwriting factors and the underlying policy requirements.
For more information on how much your umbrella policy will cost call VanClark Insurance. 360-852-8217
We Also Provide Coverage For
Auto
Policies can be customized with options like comprehensive, collision, and roadside assistance. Stay protected on the road with reliable auto insurance coverage tailored to your needs.
Boat & Watercraft
Boat insurance provides liability coverage for the operator of the vessel and possible physical damage coverage for the vessel as well. Boat insurance covers most types of watercraft such as jet skis, pontoon boats, and ski boats.
RV
Motor-homes, travel trailers, fifth wheel trailers, campers, toy haulers, campers, and pop up trailers. If an RV has an engine then it is covered the same as an auto insurance policy.
SR-22 Filing
Certificate provided by your insurance carrier that verifies with the state you have a current policy. It ensures you are meeting the state minimum insurance requirements.
broadform
Insuring your license (Broadform Insurance policy) is for those who don’t currently own a vehicle but still drive occasionally or don’t want a lapse in coverage.
motorcycle & atv
Motorcycle insurance covers the liability or physical damage coverages that are required for that of a motorcycle or ATV, whether you have a dirt bike or a street legal cruiser, VanClark has the options to find the lowest price available for all of your fun toy needs.
