Recreational Vehicle (RV) Insurance

Insurance for all your toys.

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Combined with homeowners or renters insurance we can save you more money!

A Recreational Vehicle or RV is a class of property that includes but is not limited to; motor-homes, travel trailers, fifth wheel trailers, campers, toy haulers, campers, and pop up trailers.

At VanClark Insurance we will provide you a thorough auto policy quote, in a timely manner, with the goal to save you money!

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RV Insurance FAQs

What is covered under RV insurance?

If an RV has an engine like that of a motorhome then it is covered the same as an auto insurance policy. However, there are extra add-on options available like personal property and endorsements for specific coverage like special equipment.

If the RV is towed or carried like a travel trailer or camper, then comprehensive and collision coverage is all that is placed on the RV. The liability carries over from the towing or hauling vehicle’s policy.

How much does it cost to insure an RV?

The cost of RV insurance is dependent on underwriting factors and coverage amounts needed. To find out more Call VanClark Insurance Agency for a no Cost Quote. 360-852-8217

Do you have to have insurance on a travel trailer?

You do not have to have insurance on a travel trailer, but if there is a loan on the travel trailer it may be required by the lienholder to have comprehensive and collision coverage.

How much does it cost to insure a fifth wheel?

The cost of insurance on a fifth-wheel, depends on the underwriting points and the needed coverage amount and value of the Fifth Wheel. For a quote on insurance cost for your fifth wheel contact VanClark Insurance Agency 360-852-8217

How much does it cost to insure a motorhome?

The cost to insure a motorhome depends on items like driving record and other insurance company rating factors. as well as the coverage requested for the motorhome. Contact VanClark Insurance for a quote to shop the best rates for a motor home. 360-852-8217

We Also Provide Coverage For

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Auto

Policies can be customized with options like comprehensive, collision, and roadside assistance. Stay protected on the road with reliable auto insurance coverage tailored to your needs.

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Boat & Watercraft

Boat insurance provides liability coverage for the operator of the vessel and possible physical damage coverage for the vessel as well. Boat insurance covers most types of watercraft such as jet skis, pontoon boats, and ski boats.

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motorcycle & atv

Motorcycle insurance covers the liability or physical damage coverages that are required for that of a motorcycle or ATV, whether you have a dirt bike or a street legal cruiser, VanClark has the options to find the lowest price available for all of your fun toy needs.

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SR-22 Filing

Certificate provided by your insurance carrier that verifies with the state you have a current policy. It ensures you are meeting the state minimum insurance requirements.

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broadform

Insuring your license (Broadform Insurance policy) is for those who don’t currently own a vehicle but still drive occasionally or don’t want a lapse in coverage.

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umbrella insurance

Umbrella insurance provides excess liability over and beyond the liability of the existing policies in force. Umbrella insurance is available for both personal and business policies.