Renters Insurance

Protecting your assets.

Bundle & Save

Combine with auto insurance and we can save you even more money!

How well do you trust your neighbors? Get a quote for renter’s insurance today!  In the event of a loss at your apartment or rental home, renter’s insurance will cover your belongings and provide temporary housing, if needed.  Not only do many landlords require it; it is also affordable, at just a few dollars a month.

Adding rental coverage can save you money on your auto insurance if purchased together! Ask one of our agents today to quote your new renter’s policy.

Renters Insurance FAQs

What is renters insurance and what does it cover?

Renters insurance (also known as Tenant insurance) is coverage provided to a person renting a dwelling owned another person or a business. A renters policy is known as an HO4. Tenant and Renters insurance covers your personal property, liability, medical expense of guests and loss of use.

How much is renters insurance?

The amount of premium for renters insurance is determined by factors such as claims history, characteristics of the insured, characteristics of the dwelling and the desired amount of coverage. Allow VanClark Insurance Agency shop the rate of the policy just give us a call 360-852-8217.

Is renters insurance expensive?

Compared to other types of policies renter’s insurance is typically not expensive. To find out more get a no cost quote from VanClark Insurance Agency 360-852-8217.

Do you need renters insurance?

Renters insurance is only needed by people that are renting a dwelling. Renters/Tenant insurance is worth having how low cost it is to protect your belongings.

Is it required to have renters insurance?

It is not required to have renters insurance according to state law. It may be required to have renters insurance by your landlord.

Do most apartments require renters insurance?

Most apartments are requiring renters insurance, it is becoming a common requirement for renters to purchase renters insurance.

Can a landlord require you to have renters insurance?

A landlord can require renters insurance, it is often written into the lease agreement between the tenant and the landlord.

We Also Provide Coverage For

homeowners

There’s no price like peace of mind. We’ll review your policy to ensure your home belongings are covered in the event of a loss. 

manufactured homes

We offer protection for Manufactured and Mobile Homes, coverages including structure, liability, personal property and loss of use.

flood

Often times flood insurance is mandatory if you are located in a flood zone, however flood insurance is available to anyone whether you are in a flood zone or not.

builders risk

A ‘Course of Construction’ or ‘Builder’s Risk’ policy provides coverage for supplies and materials being used during the construction of a dwelling.

landlord insurance

Landlord insurance or ‘Dwelling Insurance’ covers a dwelling that is being rented to others.  Structures that range from a single family dwelling to the size of a four-plex, can be written on a typical Rental Dwelling policy.

umbrella insurance

An umbrella policy is an insurance policy with additional liability limits in which coverage begins after the underlying policy limits have been depleted. Think of an umbrella that covers your home and other liability risks.