Manufactured Home Insurance
Protecting your investments.
Bundle & Save
Combine with auto insurance and we can save you even more money!
Manufactured home insurance is a specialized policy that protects mobile and manufactured homes from damage, theft, and liability risks. Manufactured home insurance is essential for protecting your investment and ensuring financial security in case of unexpected events.
At VanClark Insurance we will provide you a thorough policy quote, in a timely manner, with the goal to save you money!
Manufactured Home Insurance FAQs
What is the difference between a mobile home and a a modular home?
The main differences between a mobile home and a modular home are:
- A mobile home is a manufactured home that has been built off site of the property.
- A Modular home is built on site and is typically regulated by state regulations and codes.
- Both are regulated by federal building codes
What does insurance cover on a mobile home?
Insurance on a mobile home insurance policy covers, but not limited to:
- Building or structure coverage
- Personal Property
- Liability
- Other structure coverages (i.e. a shed)
How much does it cost to insure a mobile home?
The cost to insure a mobile or manufactured home is dependent on underwriting factors and desired coverages for the policy.
Is a modular home a trailer?
A modular home is not considered to be a trailer. It is a permanent structure once put in place on the premises.
What is the difference between mobile/manufactured home insurance and other home insurance policies?
The main difference of a home insurance policy and a mobile home insurance policy is the structure dwelling coverage on a manufactured home policy is known to depreciate in value whereas a homeowners policy the rebuild cost increases.
We Also Provide Coverage For
homeowners
There’s no price like peace of mind. We’ll review your policy to ensure your home belongings are covered in the event of a loss.
renters
In the event of a loss, renter’s insurance covers your belongings and provides temporary housing. Not only do many landlords require it; it’s also affordable, at just a few dollars a month.
flood
Often times flood insurance is mandatory if you are located in a flood zone, however flood insurance is available to anyone whether you are in a flood zone or not.
builders risk
A ‘Course of Construction’ or ‘Builder’s Risk’ policy provides coverage for supplies and materials being used during the construction of a dwelling.
landlord insurance
umbrella insurance
An umbrella policy is an insurance policy with additional liability limits in which coverage begins after the underlying policy limits have been depleted. Think of an umbrella that covers your home and other liability risks.
