Homeowners Insurance
Protecting your biggest investment.
Bundle & Save
Combine with auto insurance and we can save you even more money!
For many of us our home is the largest purchase we will make in our lifetime. Let VanClark Insurance Agency review your policy to ensure your home and the belongings of your family are covered in the event of a loss. There is no price on peace of mind.
At VanClark Insurance we will provide you a thorough policy quote, in a timely manner, with the goal to save you money!
Home Insurance Questions
What is covered by home insurance?
Home insurance covers many aspects of potential loss. It depends of the type of home insurance policy that it’s offered. The basic parts of a home insurance policy include but not limited to; dwelling coverage, personal property/content coverage, and liability coverage.
What is considered personal property in an insurance policy?
Personal property on a home insurance policy is usually covered at blanket amount listed. This amount in a typical home policy has special limits on items of personal property in the home. The simplest way to think about what personal property is in a home policy, are the items that would be taken from the home if the insured were to move from one dwelling to another.
What is dwelling coverage?
Dwelling coverage is the coverage is for the structure (the home itself) that is being resided in.
We Also Provide Coverage For
renters
In the event of a loss, renter’s insurance covers your belongings and provides temporary housing. Not only do many landlords require it; it’s also affordable, at just a few dollars a month.
manufactured homes
We offer protection for Manufactured and Mobile Homes, coverages including structure, liability, personal property and loss of use
flood
Often times flood insurance is mandatory if you are located in a flood zone, however flood insurance is available to anyone whether you are in a flood zone or not.
builders risk
A ‘Course of Construction’ or ‘Builder’s Risk’ policy provides coverage for supplies and materials being used during the construction of a dwelling.
landlord insurance
umbrella insurance
An umbrella policy is an insurance policy with additional liability limits in which coverage begins after the underlying policy limits have been depleted. Think of an umbrella that covers your home and other liability risks.
