Commercial Auto Insurance
Protecting your business, securing your future.
Vehicles that are used for business activities require a commercial auto policy. Commercial Auto policies are similar to the coverages provided by an auto policy providing liability insurance, comprehensive and collision coverage and roadside assistance.
At VanClark Insurance we will provide you a thorough policy quote, in a timely manner, with the goal to save you money!
Commercial Auto Insurance FAQs
What does a commercial auto policy cover?
A commercial auto policy works much like a personal auto policy offering similar coverages:Liability
- Liability
- Coverage for the vehicle; comprehensive and collision
- Uninsured motorist
- Medical expenses & personal injury protection
There are other coverages available depending on the type of policy.
What is the difference between a commercial vehicle policy and a personal auto policy?
The differences between a personal auto policy and a commercial auto has to do with the use of the vehicle and the vehicle type (ie gross weight of the vehicle).
Do pizza delivery drivers need commercial insurance?
Pizza delivery drivers will have to check with their employers to see if the employer carry a named non-owner policy for the business. A named non-owner policy will provide protection for the business, not the employee personally. If there is a named non-owner policy in force, there may be exclusions on the personal insurance policy for certain business types. It is best to check with your carrier for the best course of action to help provide protection in the event of a loss.
What is business auto insurance?
Business auto insurance is another term for commercial auto insurance. If you are driving a tractor trailer, a dump truck, a contractor, or just delivering food, give us a call at VanClark Insurance agency and we will find the right policy for you. 360-852-8217
What is hired and non owned auto insurance?
Hired and non-owned auto insurance provide liability coverage for vehicles you hire or use. When an employee uses their vehicle for businesses purposes for the employer where the employer’s name non-owner auto policy comes into place.
Do I need commercial auto insurance for rideshare?
Commercial insurance for rideshare companies is provided through the rideshare companies such as Uber and Lyft. There may be exclusions on your personal auto policy Please contact VanClark Insurance so we can put you in the right direction. 360-852-8217
We Also Provide Coverage For
business
We know and understand the commitment, time and money you’ve invested in your business. Let us help you protect it.
Landlord insurance
Landlord insurance covers a dwelling that is being rented out to others. Landlord insurance is also known as Rental Dwelling Insurance. Structures that range from a single family dwelling to the size of a four-plex, can be written on a typical Rental Dwelling policy on many personal lines companies.
special event coverage
Not only does VanClark Insurance offer standard insurance products but we can ensure your private party, wedding or event is covered as well. Contact one of our agents to discuss insurance options for your next event!
