Auto Insurance
Car insurance the easy way.
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Combined with homeowners or renters insurance we can save you more money!
Here in the northwest, we love to play outdoors – did you know VanClark Insurance Agency will cover your pleasure vehicles too? Speak to an agent today about the products we have to protect your boat, RV, motorcycles, dirt bikes, snowmobiles and other types of vehicles.
At VanClark Insurance we will provide you a thorough auto policy quote, in a timely manner, with the goal to save you money!
Auto Insurance Options
Collision Coverage
Collision coverage is a type of auto insurance that helps pay for the repair or replacement of your vehicle if it is damaged in an accident involving:
- A collision with another vehicle
- A collision with an object (e.g., a tree, pole, or guardrail)
- A single-car accident, such as rolling over
Collision coverage is optional unless required by a lender or leasing company. It typically comes with a deductible, which is the amount you must pay out of pocket before insurance covers the rest. Unlike liability insurance, collision coverage pays for damage to your own vehicle, regardless of who is at fault.
Comprehensive Coverage
Comprehensive coverage is a type of auto insurance that helps pay for damage to your vehicle caused by non-collision events, such as:
- Theft
- Vandalism
- Fire
- Natural disasters (hail, floods, hurricanes, etc.)
- Falling objects (tree branches, debris)
- Animal collisions (e.g., hitting a deer)
Comprehensive coverage is optional unless required by a lender or leasing company. It typically comes with a deductible, which you must pay before insurance covers the remaining costs. Unlike collision coverage, comprehensive coverage protects against damages that occur outside of accidents involving other vehicles.
Emergency Roadside Assistance
Emergency roadside assistance coverage is an optional auto insurance service that provides help when your vehicle breaks down or you experience a roadside emergency. This coverage typically includes:
- Towing – Transporting your vehicle to a repair shop if it’s not drivable.
- Battery Jump-Start – Helping restart a dead battery.
- Flat Tire Change – Replacing a flat tire with your spare.
- Lockout Service – Unlocking your car if you’re locked out.
- Fuel Delivery – Providing gas if you run out (you may have to pay for the fuel).
- Winching Service – Pulling your car out if it’s stuck in mud, snow, or a ditch.
Emergency roadside assistance can be added to an auto insurance policy or purchased separately.
We Also Provide Coverage For
motorcycle & atv
Motorcycle insurance covers the liability or physical damage coverages that are required for that of a motorcycle or ATV, whether you have a dirt bike or a street legal cruiser, VanClark has the options to find the lowest price available for all of your fun toy needs.
Boat & Watercraft
Boat insurance provides liability coverage for the operator of the vessel and possible physical damage coverage for the vessel as well. Boat insurance covers most types of watercraft such as jet skis, pontoon boats, and ski boats.
RV
Motor-homes, travel trailers, fifth wheel trailers, campers, toy haulers, campers, and pop up trailers. If an RV has an engine then it is covered the same as an auto insurance policy.
SR-22 Filing
Certificate provided by your insurance carrier that verifies with the state you have a current policy. It ensures you are meeting the state minimum insurance requirements.
broadform
Insuring your license (Broadform Insurance policy) is for those who don’t currently own a vehicle but still drive occasionally or don’t want a lapse in coverage.
umbrella insurance
Umbrella insurance provides excess liability over and beyond the liability of the existing policies in force. Umbrella insurance is available for both personal and business policies.
